Terms of Service

By accessing or using Cogliva, you agree to be bound by these terms. If you do not agree, please do not use the service.

Cogliva is a guided strategy diagnostic workspace that helps you structure business challenges and generate diagnostics, reports, agendas, recommendations, and related outputs.

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. Please keep your login information secure and notify us of any unauthorized use.

You are responsible for the information you enter into the platform. You should ensure you have the right to use that information and that it does not violate any law or third-party rights.

Outputs generated by Cogliva are provided for decision support only. They are not professional, legal, financial, or other regulated advice. You are responsible for reviewing outputs and deciding how to act on them.

Cogliva does not guarantee any specific business outcome or result. The service is provided to assist your thinking and planning, not to guarantee performance.

Where paid plans apply, pricing, billing, and plan details are described at the point of purchase or on our pricing page.

Cogliva and its underlying software, content, and branding are owned by us or our licensors. You retain ownership of the content you submit, and you grant us the limited rights needed to operate the service and generate your outputs.

You agree not to misuse the service, including by attempting to disrupt it, access it without authorization, reverse engineer it, or use it for unlawful purposes.

To the maximum extent permitted by law, Cogliva is provided “as is” without warranties of any kind, and we are not liable for indirect, incidental, or consequential damages arising from your use of the service.

We may suspend or terminate access if these terms are violated or if needed to protect the service or other users. You may stop using the service at any time.

We may update these terms from time to time. When we do, we will update the effective date above. Continued use after changes means you accept the updated terms.

These terms are governed by the laws of Dubai, UAE, without regard to conflict-of-law principles.

For questions about these terms, contact us at privacy@cogliva.com. You can also review our Privacy Policy.